Attention homeowners: Real estate appraisal services for in Boerne and Bexar County

The top seven reasons why TX homeowners call on Callaway & Company:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a TX property tax assessment
To lower their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a TX divorce, when real estate property needs to be divided
Determine the true market value of property in question to settle an estate in Bexar county or TX

Do you own a home in or near Boerne? Do you need help determining the price of your real estate?
Contact Callaway & Company.

At Callaway & Company, we understand the individual needs of a homeowner in need of appraisal services. Our regular business clients get the appraisal process and the customary documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Callaway & Company are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Callaway & Company, we're qualified in helping consumers just like you remove unwanted and unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is going down. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an appraisal report from Callaway & Company is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be inopportune from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Callaway & Company can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.